Water damage coverage

Protect your home and belongings with our Water Escape coverages

Like most home, condo, tenant and seasonal insurance policies, our policies include some protection against accidental water damage

Other types of water damage, such as those caused by sewer back-up or overland water are covered only if you purchased additional coverage.

Protect your home even more with Water Escape or Water Escape Plus

Additional water protectionWater Escape

What’s covered

  • Service line – coverage for failed underground sewer, water and telecoms lines on your property.
  • Sewer back-up – coverage for backing up or escape of water from a sewer, drain, sump or septic system..
Our comprehensive water protectionWater Escape Plus

What’s covered

  • Service line – coverage for failed underground sewer, water and telecoms lines on your property.
  • Sewer back-up – coverage for backing up or escape of water from a sewer, drain, sump or septic system..
  • Overland water – coverage for water that enters your home due to:
  1. Pooling and ponding from snowmelt or rainstorm
  2. Overflowing rivers or streams.
  3. Sudden change in lake water level
  4. Accidental bursting of a dam, dike or levee

Additional savings and higher coverage amounts may be available for the following loss mitigation devices:

 

      • Backup valve – flapper style
      • Sump pump and auxiliary power.
      • Water sensor alarm and automatic shut off

Learn more about water

Visit these websites for resources on water damage and what you can do to protect your home.

Go to the Insurance Bureau of Canada (IBC)

Go to The Institute for Catastrophic Loss Reduction (ICLR)

Go to the Government of Canada

Get helpful information about emergency preparedness

Learn more about emergency preparedness from The Insurance Bureau of Canada. Go to www.ibc.ca.
Get helpful tips from the Government of Canada. Go to www.getprepared.gc.ca.

The content on this page is for information purposes only. The insurance products described herein are subject to terms, conditions, restrictions and exclusions. Please contact your insurance broker for complete details or if you would like to learn more.